Part of planning for retirement is ensuring that you will be able to lead the life you choose after your regular paychecks stop. And that means making sure you have a nest egg that is safe and secure, and there when you need it.

As you construct your retirement plans, you may want to consider adding an annuity to your blueprint. Annuities are meant to protect you from outliving your income. By purchasing an annuity, you guarantee that you will have a stream of income from that annuity for your retirement years. Offering safety, security and guarantees, an annuity can serve as a reliable supplement to your retirement income without the risk of market fluctuations.